[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zosia.sk\/ako-zostat-bohaty-v-tazkych-casoch\/#Article","mainEntityOfPage":"https:\/\/www.zosia.sk\/ako-zostat-bohaty-v-tazkych-casoch\/","headline":"Ako zosta\u0165 bohat\u00fd v \u0165a\u017ek\u00fdch \u010dasoch","name":"Ako zosta\u0165 bohat\u00fd v \u0165a\u017ek\u00fdch \u010dasoch","description":"Ach, tie na\u0161e financie. Tvoria ka\u017edodenn\u00fa s\u00fa\u010das\u0165 n\u00e1\u0161ho \u017eivota a ich stav sa ve\u013emi v\u00fdrazne odv\u00edja od na\u0161ich rozhodnut\u00ed. Ka\u017ed\u00fd z n\u00e1s by chcel ma\u0165 finan\u010dn\u00fa nez\u00e1vislos\u0165 a neza\u0165a\u017eova\u0165 si hlavu staros\u0165ami t\u00fdkaj\u00facimi sa pe\u0148az\u00ed. Tak ako zmeni\u0165 svoj pr\u00edstup k peniazom tak, aby pracovali pre n\u00e1s a nie opa\u010dne? Je to mo\u017eno dokonca jednoduch\u0161ie","datePublished":"2024-01-28","dateModified":"2024-06-28","author":{"@type":"Person","@id":"https:\/\/www.zosia.sk\/author\/#Person","name":"","url":"https:\/\/www.zosia.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/13dbcc20b7c05fcb5c4a6b0bee5a7107a0aae9238a83a4088a42d170780b2eca?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/13dbcc20b7c05fcb5c4a6b0bee5a7107a0aae9238a83a4088a42d170780b2eca?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zosia.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zosia.sk\/wp-content\/uploads\/8049993_1200x_4.jpg","url":"https:\/\/www.zosia.sk\/wp-content\/uploads\/8049993_1200x_4.jpg","height":0,"width":0},"url":"https:\/\/www.zosia.sk\/ako-zostat-bohaty-v-tazkych-casoch\/","about":["Financie"],"wordCount":516,"articleBody":"Ach, tie na\u0161e financie. Tvoria ka\u017edodenn\u00fa s\u00fa\u010das\u0165 n\u00e1\u0161ho \u017eivota a ich stav sa ve\u013emi v\u00fdrazne odv\u00edja od na\u0161ich rozhodnut\u00ed. Ka\u017ed\u00fd z n\u00e1s by chcel ma\u0165 finan\u010dn\u00fa nez\u00e1vislos\u0165 a neza\u0165a\u017eova\u0165 si hlavu staros\u0165ami t\u00fdkaj\u00facimi sa pe\u0148az\u00ed. Tak ako zmeni\u0165 svoj pr\u00edstup k peniazom tak, aby pracovali pre n\u00e1s a nie opa\u010dne? Je to mo\u017eno dokonca jednoduch\u0161ie ako ste si mysleli.Vzdel\u00e1vajte sa v oblasti investovaniaV s\u00fa\u010dasnosti v\u0161ade ospevovan\u00e9 investovanie, ktor\u00e9 je zlat\u00fdm pilierom pre bud\u00facnos\u0165. \u010c\u00edm sk\u00f4r za\u010dnete, t\u00fdm sk\u00f4r a t\u00fdm viac vyt\u00fa\u017een\u00e9ho ovocie zo\u017enete. Investovanie funguje na princ\u00edpe n\u00e1kupu ur\u010dit\u00e9ho akt\u00edva, napr\u00edklad akci\u00ed, s cie\u013eom jeho bud\u00faceho zhodnotenia a n\u00e1sledn\u00e9ho zisku. Ako investor sa m\u00f4\u017eete rozhodova\u0165 medzi re\u00e1lnymi invest\u00edciami – nehnute\u013enosti, zlato a in\u00e9 drah\u00e9 kovy, umeleck\u00e9 zbierky \u010di nerastn\u00e9 suroviny alebo finan\u010dn\u00fdmi invest\u00edciami ako s\u00fa cenn\u00e9 papiere v podobe akci\u00ed, podielov\u00fdch listov \u010di dlhopisov.Najob\u013e\u00fabenej\u0161\u00edm prostriedkom najm\u00e4 pre za\u010d\u00ednaj\u00facich investorov s\u00fa akcie. Medzi najv\u00fdnosnej\u0161ie patria akcie spolo\u010dnost\u00ed ako Microsoft, Apple alebo Alphabet. Pri investovan\u00ed je okrem in\u00e9ho d\u00f4le\u017eit\u00e9 dba\u0165 na diverzifik\u00e1ciu svojho portf\u00f3lio. To znamen\u00e1, investova\u0165 do viacer\u00fdch odvetv\u00ed a invest\u00edci\u00ed, napr\u00edklad 30 % do akci\u00ed, 20 % do dlhopisov, 10 % do\u00a0 ETF fondov a podobne.Do \u010doho investova\u0165: akcie, mena, kryptomeny, komodity, ETF, nehnute\u013enostiDr\u017ete sa finan\u010dn\u00fdch mierFinan\u010dn\u00e9 pravidlo 10\/20\/30\/40 zabezpe\u010d\u00ed, \u017ee budete ma\u0165 vo svojich financi\u00e1ch poriadok. Plat\u00ed, \u017ee 10 % z mesa\u010dn\u00fdch pr\u00edjmov by mala tvori\u0165 finan\u010dn\u00e1 rezerva na hor\u0161ie \u010dasy, ktor\u00e1 by mala smerova\u0165 na sporiaci \u00fa\u010det s v\u00fdhodn\u00fdm \u00farokom. 20 % z pr\u00edjmov by sa malo pou\u017ei\u0165 na investovanie do dlhodob\u00fdch akt\u00edv, ktor\u00e9 sme zmienili vy\u0161\u0161ie. Maxim\u00e1lne 30 % patr\u00ed na \u00fahradu \u00faverov, dlhov a spl\u00e1tok a zvy\u0161n\u00fdch 40 % je ur\u010den\u00fdch na spotrebu. V\u010faka t\u00fdmto pravidl\u00e1m sa budete c\u00edti\u0165 spokojnej\u0161\u00ed a viac sebaist\u00ed vo svojich financi\u00e1ch.Ako sa chr\u00e1ni\u0165 pred infl\u00e1ciou?Najv\u00e4\u010d\u0161\u00edm nepriate\u013eom \u00faspor je infl\u00e1cia. Ako sa pred \u0148ou chr\u00e1ni\u0165? M\u00e1me pre v\u00e1s rady, ktor\u00e9 sme zhrnuli do nieko\u013ek\u00fdch bodov:kontrolujte si svoje v\u00fddavky a dbajte na ich spr\u00e1vne mana\u017eovanie – ria\u010fte sa finan\u010dn\u00fdmi mieramivyu\u017eite konsolid\u00e1ciu \u00faverov – spojte si viac \u00faverov do jedn\u00e9ho s ni\u017e\u0161ou \u00farokovou sadzboupl\u00e1nujte – \u010di u\u017e ide o k\u00fapu luxusn\u00e9ho statku, sporenie na d\u00f4chodok, …sporte minim\u00e1lne 10 %\u00a0z pr\u00edjmu – v\u010faka sporeniu si vytvor\u00edte rezervu na \u0165a\u017e\u0161ie \u010dasy alebo ne\u010dakan\u00e9 udalostiinvestujte – nebojte sa investova\u0165 do podielov\u00fdch fondov a ETFvzdel\u00e1vajte sa – vzdel\u00e1vanie v oblast\u00ed nov\u00fdch trendov v oblasti financi\u00ed a finan\u010dnej gramotnosti sa v\u00e1m v\u017edy vr\u00e1ti nieko\u013ekon\u00e1sobne                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (16 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ako zosta\u0165 bohat\u00fd v \u0165a\u017ek\u00fdch \u010dasoch","item":"https:\/\/www.zosia.sk\/ako-zostat-bohaty-v-tazkych-casoch\/#breadcrumbitem"}]}]